Loan calculator for annuity loans
How the loan calculator works
- 1
Choose which value you want to calculate: loan amount, interest rate, repayment installment, term or remaining balance.
- 2
Enter the remaining key figures such as loan amount, interest rate and payment. Optionally add a processing fee, discount and special payments.
- 3
Start the calculation and review the amortization schedule, total interest and effective annual rate in the result.
Frequently asked questions about the loan calculator
What is an annuity loan?
In an annuity loan the installment stays constant over the term. The interest portion falls with each payment while the principal portion rises accordingly. The loan is thus repaid on schedule.
What is the effective annual rate?
The effective annual rate is the internal rate of return of the loan, taking all payments into account. It makes different loan offers comparable.
What is an interest-only period?
During an interest-only period no principal is repaid. The accrued interest is added to the balance. Afterwards, regular repayment continues.
Are my inputs stored?
No, all calculations take place exclusively in your browser. No data is transmitted.